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3 Truths About Pet Insurance

by LifeLearn in Pet Health on 31 May, 2013

When Nancy learned that her cat Walter had an eye tumor, her first thought was, “Oh no, my poor kitty. What can I do to take care of this?”

Her second thought was, “Thank goodness I have pet insurance.” She knew that pet insurance would possibly save her hundreds to thousands of dollars for Walter’s care.

Most veterinarians recommend pet insurance for one simple reason: while today’s medical advances can help with many pet conditions and even save lives… those advances come with a cost.

Pet insurance is designed to help you afford a sudden surprise ailment that needs to be addressed, so you don’t have to make difficult health care choices based on your budget. And, with pet insurance, you don’t have to “break the bank” to keep your beloved pet healthy.

We often hear that pet owners are confused about pet insurance, especially how much it costs, if it’s really worth it, and what it covers.

That’s why we’re providing these 3 truths, and we encourage you to talk with your veterinarian when choosing different plans.

Truth 1: Pet insurance plans come in many forms and prices to make it affordable for all pet parents.

For instance, most pet insurance companies offer an introductory plan that costs less than $20 per month per pet, and covers dogs and cats of all ages. There’s usually a small deductible ($50 or so) for each vet bill. You can also add various types of coverage based on your specific needs and budget. Overall, monthly payments and deductibles are major bargains if your pet ever needs treatment for an accident or illness.

Truth 2: Pet insurance protects pets against many possible illnesses or accidents.

While all pet insurance companies exclude pre-existing conditions (including known chronic conditions such as a recurring skin allergy, a hereditary condition, or something the pet was born with), you’re still covered for life’s unexpected illnesses or accidents that wouldn’t have been known.

Truth 3: Your veterinarian can help you choose the right plan.

No-one knows your pet’s health condition better than your veterinarian. Based on your pet’s specific health history, your veterinarian can show you various insurance plans and explain how they work.

Pet insurance can be well worth it. We encourage you to talk with your veterinarian today so you can possibly save a lot down the road!

 

 

Additional Info

  • Written by: LifeLearn / MyPetED.com
  • Caution: These news items, written by LifeLearn Inc., are licensed to this practice for the personal use of our clients. Any copying, printing or further distribution is prohibited without the express written permission of LifeLearn Inc. Please note that the news information presented here is NOT a substitute for a proper consultation and/or clinical examination of your pet by your clinic veterinarian.